Budget Highlights

1. $195,500 budget for 2026
2. increase of 16% over 2025 budget, or +27.4K
3. continue to give 15% outside to partnerships, global missions, missions offerings, church planting, and local front line ministries in outside missions giving
4. standard 2.5% staff COLA (based on Social Security COLA since 2000)
5. equity raise of 5% to all positions to better align with salary surveys
6. increase of staff and staff hours to account for church growth
7. increase in admin costs to keep up with increased insurance and online service prices
8. introduce a 1:1 match of mission offering from general offering

Budget Summary

The 2026 budget of $195,500 represents a 16% increase over 2025. It includes a standard staff COLA (cost of living adjustment) and equity increases to all staff positions, includes an increase in staff and staff hours to account for church growth, covers additional admin costs to keep up with rising prices, and introduces a 1:1 match of the mission offering from the general offering.

The General Offering includes both tithes and offerings, and is considered charitable giving for tax purposes by members, regular attenders and a few outside supporters. Fifteen percent of the General Offering goes to gospel missions causes outside of fxchurch. Other income includes giving from our partnerships as well as non-charitable giving where goods and services are provided. None of our other income is used for missions. We take an annual Missions Offering to support in-house mission trips and summer missions, and 100% is used for this purpose. This year we will match the Missions Offering from our General Offering as well.

Regarding the expense side, we at fxchurch give 15% of the general fund to outside missions causes (GO). We can invest in kingdom work because we aren't making interest payments for brick and mortar. Our normal breakdown includes the following, but may be adapted as needed based on changing partnership dynamics. Missions giving includes national/state (7%) and local (3%) partnerships, direct support for global missions (1%), national missions (1%), and state missions (0.5%), as well as supporting area church planting (1%) and other local opportunities (1.5%) such as addiction recovery programs, pregnancy crisis, and homeless relief.

Our fixed costs (KNO) include a 16% increase over 2025. We are budgeting for an increase in staff and staff hours to accommodate growth. Our staff will receive a 2.5% COLA (cost of living adjustment), which is the average Social Security COLA benefit since 2000. All staff positions will be granted a 5% equity increase to better align with market salary surveys. The pastor housing listed (Minister’s Housing Allowance or MHA) represents a tax-friendly cash compensation category covered under IRS “Tax Topic 417: Earnings for Clergy,” and is line item-ed within our budget to show congregational approval in order to meet IRS guidelines. We will have increased admin costs due to rising insurance and online service prices.

Our discretionary spending (SHO and GRO) are the same year over year, with the exception of SHO/Mission Trips, increased due to the mission offering 1:1 match.

Budget Approval

$195.5K budget vote by Jan 4, 2026 at midnight. Click here to vote.

Budget Summary